HOW TO COMPLETE THE OCF-2 EMPLOYER’S CONFIRMATION OF INCOME FORM (ONTARIO)

OCF-2 employers confirmation of income form

If you have been injured in an accident, whether you have contacted a lawyer by now or not, you may have realized there are a number of “OCF forms” to complete. In order to receive income replacement benefits (IRB), it is incumbent on you to complete the OCF-2 form and submit it to your insurer at the earliest opportunity following a car accident. Failure to have this form completed may prejudice your recovery of IRB through delay or outright denial. The form can be found at the link below:

Download: OCF-2 Employer’s Confirmation Of Income Form (Ontario)

While your insurance company may send you this form, we suggest you print it and complete it rather than waiting and relying on mail.

I HAVE THE FORM IN FRONT OF ME—NOW WHAT?

As a preamble, we encourage you to reach out to a personal injury lawyer to help you with filling out the forms properly. Often times even the most basic information may be overlooked and our office would be pleased to help you through this process.

Parts 1 through 3 are completed by you, the Applicant, and are relatively simple to fill out. Part 1 requires your basic contact information along with the name of the adjuster and insurer of which you are dealing with on your claim for accident benefits. If you are wondering how to find the name of the adjuster and insurance company, turn to a piece of correspondence they have sent you and it will be on the letterhead and below the signature. Part 2 all you need to do is print your name, provide your signature and date it. While Part 2 is so basic, it is also critical it gets completed.

Part 3 is more difficult for individuals that are self-employed or work in family businesses. If you are employed, in this section you are to check off which period you earned the most money as a salary: 4 weeks vs. 52 weeks. If you are unsure, if you check both the insurance company will determine this for you. If you are self-employed you can expect the insurance company to make a number of requisitions such as tax returns, deposit slips, pay stubs, and so forth. This can be a daunting task but unfortunately its standard practice for insurance companies to request a substantial amount of evidence to determine your eligibility for income replacement benefits.

The remainder of the OCF-2 is to be completed by your employer and is generally completed by your manager or someone in human resources. Once completed, check the form over or have your lawyer ensure there are no errors. It is not uncommon for mistakes to be made and our office would be happy to review your OCF-2 form when it is completed or assist you in the process.

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PERSONAL INJURY LEGAL SERVICES

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Bernstein Law Group

905-546-1990

905-546-1695

info@bernsteinlawgroup.ca

250 James St S, Hamilton, ON L8P 3B3

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